Monday, February 24, 2020

Financing Plan to Raise Capital Research Paper Example | Topics and Well Written Essays - 2250 words

Financing Plan to Raise Capital - Research Paper Example The Marina Restaurant was blessed with an interest from very influential people and customers even from the beginning. It usually hosts live bands apart from food and this has helped it solidify its image as the premier casual rock and roll diner. With all the success, the company has grown globally. The vast amounts of locations reflect the effective and efficient management which has led a small investment in a single cafe into an internationally recognized business expanding in just over 18 years. Marina Restaurant revenues are mainly from cafes, selling memorabilia and hotels. To ensure customers keep coming back they ensure they provide excellent value in the form of good food and entertainment. With such growth, the management has decided to open more outlets for the restaurant. However, it needs capital to start up the investment. Start-up Funding The Marina Restaurant seeks funding of $900,000 for the new venture and it will get it from three investment groups or under equity offering which entails raising capital through the issue of stock. This approach is preferred at this stage since there are no repayment schedule or debt service repayments. The shareholders will only get their returns when the company makes profits. The shareholders also have a right to vote during annual general meetings and can elect the board of directors (Owen 2003). The ordinary shareholders are the owners of the business and can receive dividends from profits. However, it is a costly process as there are floatation costs incurred and it can lead to dilution of shares held by existing shareholders. It is also risky if there are no dividends payable at year end thus shareholders end up bearing the operational risk. The investment documents will be prepared by legal firms representing each party and will not be limited to Form D Security Exchange Commission (SEC) filing, Subscriptions agreement and the Private Placement Memorandum (PPM). The subscriptions agreement reflects the terms and conditions of the investment. In other words, it is the sales contract for buying securities. Form D SEC filing notifies the commission that the company is using Regulation D program and also gives the basic information of the company. It is vital to note that this form is not an approval document but a mere notification that the company has an offering in the place. It is a violation of the security laws under the federal government to raise capital without this document. The PPM discloses all the company’s information to investors. The information maybe whether the company is raising debt or equity, the risk the investors may face and the terms of the investment( share price, maturity dates or note amounts). Financial projections Financial projections will be on the income statement, statement of financial position, statement of cash flows as well as on the financial ratios. Projections will be on years ranging from 1 to 5, and they are based on historical inform ation already available from the company (Owen 2003). Apart from the forecast, the break-even analysis will be carried out. Break even analysis Break even analysis shows the relationship between selling prices, sales volume, variable costs, fixed costs and profits at various levels of activity. It is also referred to as cost-volume profit analysis. It used in determining the break-even point where the total revenue equals the total costs. This means that at BEP, the profits are zero. Fixed costs include rent,

Saturday, February 8, 2020

Informal interview with immigrant from kenya Essay

Informal interview with immigrant from kenya - Essay Example When you came to USA, did you speak English? Response: The Americans and the people of my culture behave in quite different ways. For instance, in greetings, the people of my culture shake hands warmly and heartily; in American culture, however, although people shake hands in greetings, the shaking of the hands is not done in a warm and cheerful manner. Also, according to my culture, public expression of romantic feelings is discouraged; in fact, according to my culture, it sounds a bit odd to tell your lover publicly that you love her. For that reason therefore, dating in my culture is quite different from dating in the American culture- in my culture, rarely do the dating couple express their romantic feelings in public as is the case in American culture. Again, in socializing, the people of culture behave quite differently from the American people. This is because the people of my culture consider the community to be more important than the individual, for that reason, therefore, the people of my culture are quite united as a community, unlike the American people who are individualistic and who regard the individual to be more important than the community/society. Answer: There are two main situations in which I felt completely misunderstood when I arrived to America. In the first situation, on the first day of my arrival, I extended my hand in greetings to all the people I interacted with at the airport. To my surprise, many of the people I extended hands to in greetings looked at me suspiciously and they did not shake my hands; I really felt misunderstood by these people and ever since I wait for the people to first extend their hands in greetings before I extend my hand and shake them in greetings. In the second incident, on my second week in America, I held my friend’s hand, my compatriot Mr. Eric Odhiambo, as we were walking along the road; to our surprise, the people looked at us suspiciously. I later learnt that the people who looked at us

Wednesday, January 29, 2020

The Qualities of a Friend Essay Example for Free

The Qualities of a Friend Essay Friends can come in different personalities, shapes, and forms. Someone could have a friend that is shy or outspoken. But to be a friend one must have certain qualities to be considered a friend. A friend must be trustworthy, honest, and loyal. One of the main qualities of a friend is to be trustworthy. To be trustworthy means that one would be able to tell the other secrets without worrying, that the friend would go and tell someone else the secret. Without trust, a friendship would not last. There would be drama and issues between the two where the friendship would crumble and would make the two hate each other. For a friendship to have trust and it lasts is one of the best things one could ask from a friend. Another quality a friend should have is honesty. Honesty means to be honest and to never tell a lie. If a friend has this quality one should keep them close by because they are dependable. An honest friend would not keep someone in the cold; they would always tell the other the truth. For example, if one asked the other about a decision that the other made if it was the right or wrong choice, that friend would give an honest answer. So being honest is one key factor of being a friend. Lastly, another quality is to be loyal. To be loyal means to never turn one’s back on the other; he or she would never leave the other behind. A loyal friend will always be on the side of the other and never leave the other behind. One could have done something selfishly, but if that friend has loyalty then he would still be a friend. Loyalty is a must if one would like to be considered a true friend. When people gain a friend in life that person will not be perfect. He will have many flaws just as anyone else. But for that person to be a great friend he or she would have these three qualities: to be trustworthy, to be honest, and to be loyal.

Tuesday, January 21, 2020

Sonnet 50 :: essays research papers

William Shakespeare's "Sonnet 50" ,on first read, is the story of a man on a sad journey, leaving a loved one and riding a horse that seems more reluctant to go than he does. Upon second evaluation one must ask, why would it pain the horse to leave? The answer is that the horse represents the writers heart. The trudging journey in the sonnet is a metaphor for the speakers grief and pain of parting with someone he loves. In stanzas 1-4, the speaker's problem is brought to light. For some unknown reason, the speaker cannot be with his friend any longer and must move on. He says that his journey's end will be when he can say to himself with no pain, "Thus far the miles are measur'd from thy friend!" If he can reach that point, his grief will truly be over. The beast that he rides, which would most likely be a horse, is introduced in stanzas 5-8. The horse "plods" along slowly as if, "by some instinct" it knows that the speaker doesn't really want to leave. The speaker "lov'd not speed, being made from thee." "Thee" refers to the person the speaker is parting with. The horse is, in a sense, the speaker's heart, reluctant to keep moving, although it must bear his grief. The speaker, in stanzas 9-12, frequently gets frustrated and tries to force himself on, as shown by the "bloody spur" which indicates repeated use. The groan that the beast makes from the spurring is "more sharp to me[the speaker] than spurring to his[the beast's] side". The more the speaker tries to force himself along, the worse his pain. Knowing this, in stanzas 13-14, the speaker says, "My grief lies onward, and my joy behind." He is leaving what makes him happy, therefore, he will be sad.

Monday, January 13, 2020

Do Not Go Gently Into That Good Night

Do Not Go Gentle Into That Good Night â€Å"Do Not Go Gentle Into That Good Night† is a villanelle style poem written by Dylan Thomas, and is the poem he is best known for. It was left untitled by the poet therefore the first line of the poem became the title. The speaker in the poem begins by telling the reader to â€Å"not go gentle into that good night† line 1 using night as a metaphor for death. The theme of death is repeated at the end of line 2 with â€Å"close of day† and in line 3 with â€Å"dying of the light. By the end of the first stanza it is obvious this poem is speaking of death and stating that old men should not accept it peacefully but to should â€Å"burn† and â€Å"rave† against it with great intensity. In the second stanza of the poem the speaker tells us that â€Å"wise men at their end know dark is right,† line 4 the speaker is telling us that death is inevitable. To every beginning there is an end and we will all face death at some point, a wise man knows and accepts this fate. This stanza also tells us that as we are nearing the end of our lives we tend to reflect back to the impact we made on the world.Since â€Å"there words had forked no lightening† line 5 the speaker suggest that they had made little impact on the world in which they had lived and could not simply give into death without a fight. In the third stanza the speaker proposes that â€Å"good men† fight the inevitable with all their might. Thomas uses the image of a wave â€Å"last wave by, crying how bright† line 7 about to crash into the shore or, die. As men approach the shore of life they cry out how much more fulfilling life could have been if they had been allowed to live longer.Their lives would be so much richer if they were allowed to dance in the â€Å"green bay. † The green bay representing life because it is full of living things such as algae and seaweed. However their future actions  "frail deeds† will not be able to come to fruition because they must die. Stanza four speaks of â€Å"wild men† those who grab life by the horns and live it to the fullest â€Å"wild men who caught and sang the sun in flight† line 10 only to discover that the life they lived so charismatically is slowly oming to and end as they wither with age. The â€Å"sun† in line 10 represents the beauty that exists in the world, and â€Å"flight† as in across the sky symbolizes the life span that moves quickly to the sunset of our days. In opening with â€Å"Grave men, near death, who see with blinding light† line 13 in stanza five Thomas uses the pun â€Å"grave† to speak of the seriousness of a dying man. As men grow older they begin to lose the sense of sight, however the speaker states they will â€Å"see with blinding light. line 13 Even though they may be suffering from loss of physical sight they can see with perfect clarity that end is ne ar and while they may not be in control of the timing of their death they certainly choose the manner in which they handle it. The speaker suggests they â€Å"blaze like meteors† line 14 and go out with a bang instead of giving into to death without a fight. Finally in the last stanza of the poem we get to the heart of the matter. The speaker is addressing his father who is on the verge of death.The father’s death is devastating and the speaker implores him to fight passionately against it and leave this life heroically. The poem ends with the two lines that were repeated throughout the entire poem â€Å"Do not go gentle into that good night, Rage Rage against the dying of the light† lines 18 and 19 the speaker is begging his father to not submit to death but to fight it every step of the way. Works Cited Dylan Thomas. â€Å"Do Not Go Gentle into That Good Night† Literature: An Introduction to Reading and Writing. Ed. Edgar V. Roberts and Robert Zweig. 10 th Ed. New York: Pearson Longman, 2012. 959 – 960. Print

Sunday, January 5, 2020

Gambling Social Factors Essay - 777 Words

Social factors contribute to the initiation and maintenance of gambling behavior. For example, the most frequent reason for gambling among older adults reported was to socialize with friends [1]. In a collegeaged sample, social factors were the third most cited motivation to gamble [2]. Based on Becker’s early studies on the initiation of drug use [3,4], Reith Dobbie [5] argue that the social environment interacts with the individual, such that an individual learns how and where to gamble from his or her social network. Recreational gamblers and pathological gamblers (PGs) who were introduced to gambling in early life were at the greatest risk of developing gambling problems [5]. Further, as adolescents age and their gambling involvement†¦show more content†¦(In a socio-centric network analysis, by contrast, information is gathered from each person, about each person, in a relatively closed network.) A frequent focus of SNA studies is homophily, or the tendency of individuals who are similar in their beliefs, attitudes and behaviors to be linked more frequently and more closely in social networks than those who are dissimilar [11]. In his classic housing study, Festinger [12] found evidence of homophily based on propinquity, the tendency of people who live close together to be more connected. Social network analysis is also used to examine the structural characteristics of social networks. One structural characteristic that may affect addictive behavior is network density, which reflects how connected are the members of a network to each other. Dense networks make it easier for egos to observe and to replicate the behaviors of alters in their network [13]. SNA and addictive behaviors Within the DSM-IV, pathological gambling (PG) is categorized as an impulse control disorder defined by symptoms including loss of control of gambling, preoccupation with gambling and persistence despite negative consequences [14]. The DSM-5 will most probably categorize PG under Substance Use and Addictive Disorders, reduce the diagnostic threshold from five to four symptoms and eliminate theShow MoreRelatedWestern Exportation Of Contemporary Casino Leisure1304 Words   |  6 Pagesfloor. During my time working for Crown and for other operations, I spent the majority of those years in the VIP gaming rooms that specially catered for specific ethnicities. There are various factors that contribute to the relationship between casinos and the Chinese and Vietnamese peoples. In the following essay I explore the Western exportation of contemporary casino leisure and entertainment spaces to Asia. 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This idea he conjured was to demonstrate the Diagnostic and Statistical Manual of Mental Disorders handbook’s complexity and rigidity.The symptoms he included in this parody where important social or occupational activities that are given up or reduced because of the internet use†, â€Å"Fantasies or dreams aboutRead MoreThe Effects Of Being Addicted A nd Why Is Bad For Humans1736 Words   |  7 PagesDefine that social media is an addiction→ relate it to other addictions. However, I begin to discuss the negative effects of being addicted and why that is bad for humans. It strays more from addiction, into how the addiction is ruining us or taking us in a bad direction. So maybe figure out a way to bring it back. The addiction manifests the idea that we never have to be alone → that is detrimental to SOCIETY MORE THAN ANYTHING. 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It is a mindless habit, checking your Instagram while you’re sitting at a dentist office, scrolling through facebook while your chicken is in the oven, or opening you messages as soon as you awake. Social media is a cure for boredom, the lack of interesting hobbies, and a method to attain the sought after â€Å"busy†. This deadly

Saturday, December 28, 2019

How to Write a Business Report for English Learners

If you would like to learn how to write a business report in English follow these tips and use the example report as a template on which to base your own business report. First of all, business reports provide important information for management that is timely and factual. English learners writing business reports need to make sure that the language is precise and concise. The writing style used for business reports should present information without strong opinions, but rather as direct and accurately as possible. Linking language should be used to connect ideas and sections of the business report. This example business report presents the four essentials that every business report should include: Terms of Reference Terms of reference refer to the terms on which the business report is written. Procedure The procedure describes the method that was used to collect data for the report. Findings The findings describe the data or other important information the report produced. Conclusions Conclusions are drawn on the findings which provide reasons for recommendations.   Recommendations The recommendations are specific suggestions made based on the conclusions of the report.   Read the short example business report and follow the tips below. Teachers can print these examples for use in class in lessons using sound teaching writing strategies. Reports: Example Report Terms of Reference Margaret Anderson, Director of Personnel has requested this report on employee benefits satisfaction. The report was to be submitted to her by 28 June. Procedure A representative selection of 15% of all employees were interviewed in the period between April 1st and April 15th concerning: Overall satisfaction with our current benefits packageProblems encountered when dealing with the personnel departmentSuggestions for the improvement of communication policiesProblems encountered when dealing with our HMO Findings Employees were generally satisfied with the current benefits package.Some problems were encountered when requesting vacation due to what is perceived as long approval waiting periods.Older employees repeatedly had problems with HMO prescription drugs procedures.Employees between the ages of 22 and 30 report few problems with HMO.Most employees complain about the lack of dental insurance in our benefits package.The most common suggestion for improvement was for the ability to process benefits requests online. Conclusions Older employees, those over 50, are having serious problems with our HMOs ability to provide prescription drugs.Our benefits request system needs to be revised as most complaints concerning in-house processing.Improvements need to take place in personnel department response time.Information technology improvements should be considered as employees become more technologically savvy. Recommendations Meet with HMO representatives to discuss the serious nature of complaints concerning prescription drug benefits for older employees.Give priority to vacation request response time as employees need faster approval in order to be able to plan their vacations.Take no special actions for the benefits package of younger employees.Discuss the possibility of adding an online benefits requests system to our company Intranet. Important Points to Remember A report is divided into four areas:Terms of Reference- This section gives background information on the reason for the report. It usually includes the person requesting the report.Procedure- The procedure provides the exact steps taken and methods used for the report.Findings- The findings point out discoveries made during the course of the report investigation.Conclusions- The conclusions provide logical conclusions based on the findings.Recommendations- The recommendations state actions that the writer of the report feels need to be taken based on the findings and conclusions.Reports should be concise and factual. Opinions are given in the conclusions section. However, these opinions should be based on facts presented in the findings.Use simple tenses (usually the present simple) to express facts.Use the imperative form (Discuss the possibility ..., Give priority ..., etc.) in the recommendations section as these apply to the company as a whole. Continue learning about other types of business documents using these resources: MemosEmailIntroduction to Writing Business Plans Business memos are written to an entire office. When writing business memos make sure to clearly mark for whom the memo is intended, the reason for writing the memo and who is writing the memo. Memos tend to inform colleagues of office and procedural changes that apply to a large group of people. They often provide instructions using the imperative voice. Here is an example memo with follow-up important points to use when  writing business  memos in English. Example Memo From: Management To: Northwest Area Sales Staff RE:  New Monthly Reporting System We’d like to quickly go over some of the changes in the new monthly sales reporting system that we discussed at Monday’s special meeting. First of all, wed once again like to stress that this new system will save you a lot of time when reporting future sales. We understand that you have concerns about the amount of time that will be initially required for inputting your client data. Despite this initial effort, we are confident that you will all soon enjoy the benefits of this new system. Here is a look at the procedure you will need to follow to complete your areas client list: Log on to the company  website  at http://www.picklesandmore.comEnter your user ID and password. These will be issued next week.Once you have logged on, click on New Client.Enter the appropriate client information.Repeat steps 3 and 4 until you have entered all of your clients.Once this information has been entered, select Place Order.Choose the client from the  drop down  list Clients.Choose the products from the  drop down  list Products.Choose the shipping specifications from the  drop down  list Shipping.Click on the Process Order button. As you can see, once you have entered the appropriate client information, processing orders will require NO paperwork on your part. Thank you all for your help in putting this new system into place. Best regards, Management Important Points to Remember Use the following structure to begin a memo:MEMOFrom: (person or group sending the memo)To: (person or group to whom the memo is addressed)RE:  (the subject of the memo, this should be in  bold)The term memorandum can be used instead of memo.A memo is generally is not as formal as a written letter. However, it is certainly not as informal  as a personal letter.The tone of a memo is generally friendly as it is a communication between colleagues.Keep the memo concise and to the point.If necessary, introduce the reason for the memo with a short paragraph.Use bullet points to explain the most important steps in a process.Use a short thank you to finish the memo. This need not be as formal as in a written letter. ReportsMemosEmailIntroduction to Writing Business Plans To learn how to write a business email, remember the following: Business emails are generally less formal than  business letters. Business emails written to colleagues are generally direct and ask for specific actions to be taken. Its important to keep your business emails short, as the easier it is to reply to an email the more likely it is that a business contact will reply quickly.   Example 1: Formal The first example shows how to write a formal business email. Note the less formal Hello in the salutation combined with a more formal style in the actual email. Hello, I read on your  website  that you offer Music CD copying for large quantities of CDs. Id like to inquire about the procedures involved in these services. Are the files transferred online, or are the titles sent by CD to you by standard mail? How long does it usually take to produce approximately 500 copies? Are there any discounts on such a large quantity? Thank you for taking the time to answer my questions. I look forward to your response. Jack FinleySales Manager, Young Talent Inc.(709) 567 - 3498 Example 2: Informal The second example shows how to write an informal email. Notice the more conversational tone throughout the email. Its as if the writer were speaking on the phone.   At 16.22 01/07 0000, you wrote: I hear youre working on the Smith account. If you need any information dont hesitate to get in contact with me. Hi Tom, Listen, weve been working on the Smith account and I was wondering if you could give me a hand? I need some inside information on recent developments over there. Do you think you could pass on any information you might have? Thanks Peter Peter  ThompsenAccount Manager, Tri-State Accounting(698) 345 - 7843 Example 3: Very Informal In the third example, you can see a very informal email which is very similar to texting. Use this type of email only with colleagues with whom you have a close working relationship. At 11.22 01/12 0000, you wrote: Id like a suggestion for a consulting firm. How about Smith and Sons? KB Important Points to Remember Email is much less formal than a written letter. Emails are usually short and concise.If you are writing to someone you dont know, a simple Hello is adequate. Using a  salutation  such as Dear  Mr  Smith, is too formal.When writing to someone you know well, feel free to write as if you are speaking to the person.Use abbreviated verb forms (Hes, Were, Hed, etc.)Include a telephone number to the signature of the email. This will give the recipient the chance to telephone if necessary.It is not necessary to include your email address as the recipient can just reply to the email.When replying eliminate all the information that is not necessary. Only leave the sections of text that are related to your reply. This will save your reader time when reading your email. ReportsMemosEmailIntroduction to Writing Business Plans